Legal Disclaimer

Legal Disclaimer

Legal Disclaimer

Last Updated: January 2025

Please read this disclaimer carefully before using https://zentra.finance, any of its subdomains, applications, smart contracts, or related services (collectively, the "Protocol"). By accessing or using the Protocol, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you do not agree, you must immediately cease all use of the Protocol.

Important Notice

THE PROTOCOL IS PROVIDED "AS IS" WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND. YOUR USE OF THE PROTOCOL IS AT YOUR SOLE RISK. YOU SHOULD NOT DEPOSIT, STAKE, OR OTHERWISE COMMIT ANY FUNDS THAT YOU CANNOT AFFORD TO LOSE ENTIRELY.

No Investment Advice

Nothing contained on the Protocol, in its documentation, or in any communications from the Protocol's contributors constitutes:

• Investment advice

• Financial advice

• Trading advice

• Legal advice

• Tax advice

• Any other form of professional advice

You should not treat any content provided through the Protocol as a recommendation or endorsement of any particular investment, strategy, or course of action. Always conduct your own research and consult with qualified professionals before making any financial decisions.

No Fiduciary Relationship

Use of the Protocol does not create any fiduciary relationship between you and the Protocol's contributors, developers, or any affiliated parties. No party owes you any duty of care, loyalty, or any other fiduciary duty in connection with your use of the Protocol.

Assumption of Risk

By using the Protocol, you expressly acknowledge and assume the following risks:

Smart Contract Risks

• Smart contracts may contain bugs, vulnerabilities, or errors despite auditing

• Smart contracts may be exploited by malicious actors

• Smart contracts are immutable and errors cannot always be corrected

• Interactions with smart contracts are irreversible

• Upgrades to smart contracts may introduce new risks or change functionality

Financial Risks

• Digital assets are highly volatile and may lose all value

• Collateral may be liquidated resulting in total loss

• Interest rates may change rapidly and unpredictably

• Protocol parameters may change affecting your positions

• You may lose your entire investment or more than your initial deposit

• Past performance does not indicate future results

Technology Risks

• Blockchain networks may experience congestion, delays, or failures

• Oracle systems may provide inaccurate or delayed price data

• User interfaces may display incorrect information

• Private keys may be lost, stolen, or compromised

• Hardware and software failures may prevent access to funds

• Network forks may result in loss or duplication of assets

Regulatory Risks

• Laws and regulations regarding digital assets are evolving and uncertain

• Your jurisdiction may prohibit or restrict use of the Protocol

• Regulatory actions may affect the Protocol's availability or functionality

• Tax treatment of digital assets varies by jurisdiction and may change

• Future regulations may adversely affect the Protocol or digital assets

Third-Party Risks

• The Protocol relies on third-party services that may fail or be compromised

• Bridge protocols may be exploited or fail

• Custodial services may become insolvent or be hacked

• Other DeFi protocols integrated with the Protocol may have vulnerabilities

Market Risks

• Liquidity may be insufficient for your transactions

• Market manipulation may affect asset prices

• Extreme market conditions may prevent normal Protocol operation

• Correlated asset movements may trigger cascading liquidations

Prohibited Jurisdictions

The Protocol is not available to persons or entities who are:

• Located in, incorporated in, or residents of the United States of America, its territories, or possessions

• Located in, incorporated in, or residents of any country subject to comprehensive sanctions (including but not limited to Cuba, Iran, North Korea, Syria, Russia, Belarus, and the Crimea, Donetsk, and Luhansk regions)

• On any sanctions list maintained by the United States (OFAC), European Union, United Nations, or United Kingdom

• Otherwise prohibited from accessing the Protocol under applicable law

By using the Protocol, you represent and warrant that you are not a prohibited person and are not acting on behalf of a prohibited person.

No Warranties

THE PROTOCOL IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability

• Warranties of fitness for a particular purpose

• Warranties of non-infringement

• Warranties of accuracy or completeness

• Warranties of availability or uptime

• Warranties of security

• Warranties that the Protocol will be error-free or uninterrupted

No audit, review, or other assessment of the Protocol shall be construed as a warranty or guarantee of any kind.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE PROTOCOL'S CONTRIBUTORS, DEVELOPERS, AFFILIATES, OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE PROTOCOL BE LIABLE FOR:

• Any direct, indirect, incidental, special, consequential, or punitive damages

• Loss of profits, rewards, data, use, goodwill, or other intangible losses

• Damages resulting from unauthorized access to or use of the Protocol

• Damages resulting from any interruption or cessation of the Protocol

• Damages resulting from any bugs, viruses, or other harmful code

• Damages resulting from any errors or omissions in any content

• Damages resulting from any third-party conduct or content

• Any other damages arising out of or in connection with use of the Protocol

This limitation applies regardless of the legal theory upon which the claim is based, whether the parties have been advised of the possibility of such damages, and whether or not the damages were foreseeable.

Indemnification

You agree to indemnify, defend, and hold harmless the Protocol's contributors, developers, affiliates, and their respective officers, directors, employees, agents, and successors from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of the Protocol

• Your violation of this disclaimer

• Your violation of any applicable law or regulation

• Your violation of any rights of any third party

• Any content or information you provide through the Protocol

Tax Obligations

You are solely responsible for determining and fulfilling any tax obligations arising from your use of the Protocol, including but not limited to:

• Reporting requirements

• Payment of taxes on gains

• Withholding obligations

• Record-keeping requirements

The Protocol does not provide tax advice and does not report to any tax authorities on your behalf.

Intellectual Property

All intellectual property rights in the Protocol, including but not limited to trademarks, logos, trade names, and copyrights, are owned by their respective holders. Nothing in this disclaimer grants you any rights to use such intellectual property except as expressly permitted.

Protocol Governance

The Protocol may be governed by decentralized mechanisms, including but not limited to token holder voting. You acknowledge that:

• Governance decisions may adversely affect your interests

• You have no guarantee of influence over governance decisions

• Governance mechanisms may be exploited or manipulated

• Smart contract governance may execute changes automatically

Modifications

This disclaimer may be modified at any time without notice. Your continued use of the Protocol following any modifications constitutes acceptance of the modified disclaimer. It is your responsibility to review this disclaimer periodically.

Severability

If any provision of this disclaimer is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its intent.

Waiver of Class Action

YOU AGREE THAT ANY CLAIMS SHALL BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING.

Waiver of Jury Trial

YOU HEREBY WAIVE ANY RIGHT TO A TRIAL BY JURY IN CONNECTION WITH ANY DISPUTE ARISING OUT OF OR RELATING TO THIS DISCLAIMER OR YOUR USE OF THE PROTOCOL.

Governing Law

This disclaimer shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law principles.

Entire Agreement

This disclaimer, together with any other legal notices published on the Protocol, constitutes the entire agreement between you and the Protocol's contributors regarding your use of the Protocol and supersedes all prior agreements and understandings.

Contact

For questions regarding this disclaimer, please contact the team through official communication channels listed on the Protocol website.

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BY USING THE PROTOCOL, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS DISCLAIMER, UNDERSTAND IT, AND AGREE TO BE BOUND BY ITS TERMS AND CONDITIONS. IF YOU DO NOT AGREE, DO NOT USE THE PROTOCOL.